Personal Finance Advice

The CPSU has partnered with Industry Fund Services (IFS) to provide financial planning services to our members.

Why IFS?

For nearly two decades, Industry Fund Services has been the leading provider of specialist financial products, services and advice to the ‘run only to benefit member’ superannuation sector. They understand the challenging environment we operate in and will be able to manage all advice and advice referrals to make sure your needs are met.

Life is better with a plan

When you have a plan you achieve more and get there faster.  It’s the same with your finances.  A financial plan lets you make the most of what you have, so that you can focus on achieving your goals and finishing up in a more favourable financial position.

Create your financial strategy

Working with your financial planner you can create a financial strategy to help you build, manage and protect your wealth.  Your planner can advise on a wide range of topics including:

  • maximising your super
  • transition to retirement
  • effective tax management
  • retirement income stream options
  • retirement planning including 54/11 and age retirement
  • investments – inside and outside of superannuation
  • life and income protection insurance
  • debt elimination, and
  • redundancy.

Affordable professional advice

You receive ‘fee for service’ personal financial advice. This means you pay only for the advice you want.  Most importantly, you know the exact cost up front and you will never have to pay any commissions or hidden fees. The cost you pay is based on the time it takes to create your plan, including the preparation of a Statement of Advice.

IFS’ Referral Management Service operates within a standard of responding to your enquiry with 48 hours of them receiving it.

You can meet with a planner either face-to-face or over the phone. Just call 03 86206348 or email us at csstaff@cpsu.org.au